A mortgage affecting the common property in a strata scheme or the association property (i.e. lot 1) in a community, precinct or neighbourhood scheme is not acceptable.

NOTE: See Section 32(4) of the Strata Schemes Development Act 2015 and sections 21 and 31 Community Land Development Act 2021.

Staff processing information

A mortgage noted on a common property title must be referred to Legal through the Senior Examining Officer.
 

Publication Date: June 2025