On 11 October 2021, the Real Property Amendment (Certificates of Title) Act 2021 commenced, which abolished the Certificates of Title (CTs) and the control of the right to deal (CoRD) framework. All existing CTs have been cancelled and CTs will no longer be issued. Existing CTs will not need to be produced, and CoRD holder consent will not be required, for a dealing or plan to be registered. All existing Guidelines subject to this change are currently being reviewed and will be updated to reflect these changes. For further information regarding the abolition of CTs, please see https://www.registrargeneral.nsw.gov.au/property-and-conveyancing/eConveyancing/abolition-of-certificates-of-title

Transfer of Interest - mortgage or charge (electronic)

A Transfer of mortgage or charge instrument is used to register the transfer of ownership of an interest to another person or corporation.

An electronic Transfer of interest can be lodged currently for the following two scenarios

  • where it affects the whole of the interest and all the registered proprietors; or
  • transfer affects a proprietor's share in the mortgage or charge 

A Transfer of Interest affecting a lease must be lodged as a Transfer of Lease. 

A Transfer of Interest must be lodged as a Dealing with Exception in certain instances, see Lodgement Rules Exception page.

For information to assist with completing a Transfer of Interest in an ELNO, see ELNO guidance notes for Transfer of Interest.