Where the discharge is included in or endorsed on the original mortgage and is drawn in short form:
- check the registration copy is of the discharge only
- check the Book and No. of the mortgage and the appropriate parties
- write 'Discharge' above the Registered seal.
Tenancy not disclosed
Where the mortgage:
- does not clearly state the tenancy of the mortgagees, joint tenancy is presumed
- contains a joint account clause, joint tenency is assumed or
- doscloses that the advance was made in shares, tenants in common in those shares is assumed.